Edukasi Pengelolaan Keuangan Sederhana Sebagai Upaya Peningkatan Literasi Keuangan Rumah Tangga Ibu-Ibu PKK Di Dusun Tawang

Abstract

The Community Service Program (KKN) is a concrete implementation of the Tri Dharma of Higher Education, particularly in community engagement. This study aims to improve household financial literacy through simple financial management education for the PKK women’s group in Tawang Hamlet, Samirono Village, Getasan District, Semarang Regency. The method consisted of three stages: initial survey, program implementation in the form of financial literacy workshops, and post-activity evaluation. The results indicate an increased understanding of basic financial literacy concepts, enhanced skills in preparing monthly budgets using the 50/30/20 method, and behavioral changes toward more rational and prudent financial management. The active participation and high enthusiasm of the PKK members served as strong indicators of the program’s success. Furthermore, the program fostered social cohesion and supported broader community empowerment. Therefore, simple financial management education can be recommended as a sustainable strategy to strengthen household welfare and promote economic independence.